How to Apply for a Ready Credit Card

Applying for a Ready Credit card is simple and can be done online in just a few steps. Visit our application page and fill out the required information including your name, address, employment status, and income details. You’ll also need to provide identification information such as a Social Security Number for a credit check.

Once your application is submitted, our system will review your information to determine eligibility. In most cases, you’ll receive an instant decision. If additional information is needed, we’ll notify you via email or phone.

If approved, you’ll receive your new Ready Credit card in the mail within 7–10 business days. Be sure to activate your card through our online portal or by calling our customer service line before using it.